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Boot is on the other foot and I need help.

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We have had ice damming at our home. One room is particularly bad but actually pretty dry right now. I called insurance co and asked if we were covered. They say yes for water damage but no to rot or mold. We have significant rot in one room behind the drywall (not actually drywall its panel).
The resto Guy (i know him and asked for his company) used a FLIR camera to see whats going on behind the walls. Areas of blue were wet he said. I am wondering if thats actually the case.
Could be damp...

Boot is on the other foot and I need help.

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